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The Finance Directory Blog

"Bad credit loans detailed information and latest offers on cheap rates online."

Bad Credit Loans

If your having problems obtaining a loan and you think you have a less than perfect credit history you will be pleased to learn that there a number of lenders in the UK who specialise in what is called the sub prime market.

Most of the lenders do not deal directly with the public, they operate through brokers.  There are a huge selection of brokers in the UK who help people obtain loans regardless of CCJ's defaults or mortgage arrears.

Be careful when choosing a broker, some will only have limited access to a small number of bad credit lenders.  You will not find a broker who can give an instant decision online due to the complexity involved in underwriting unusual cases.  Some will give you a AIP (agreement in principle) within an hour of applying.  This could be based on what you have told them and or what bad credit is showing on your credit search.

Brokers are free to place your loan application with any of the lenders they use, there is no legal reason for offering you the lowest rate they can obtain so it could pay to shop around.

Enter our Loans Directory

 
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