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"A Resource for Financial products including Loans, Mortgages, Credit Cards, Pensions and Insurance with a wide range of information"
The entire scope
of investments is huge and there are vast amount of financial products
on the market which can make a return on your money.
However whilst the amount of choice is quite beneficial this can be
positively daunting to someone unfamiliar with the technical financial
jargon / terminology, or someone who has never looked at investments
before. However whilst the scope of personal investments is high, there
are always going to be the standard products of the marketplace – those
which the majority of the public can access, and will be beneficial.
Here are some of the standard investment programs outlined:
ISA – this is an individual savings account which investors
can put money into without having to pay income or capital gains
tax. By doing so you can receive significant savings on tax in this
manner – especially if you belong to a higher tax band. The
limit of money to put into an individual savings account is three
Bonds – Government bonds are borrowings from the government
which can be traded. They provide a fixed rate of return for investors.
These traditional bonds pay out twice a year at the fixed percentage
rate. These type of bonds have little or no risk.
Unit Trusts – this
is a gathering of the finances put into it from a number of individuals,
which then fall under the control
of a professional investment manager. The Unit Trust fund manager
will invest the money correctly in order to provide an optimal rate
Enter Our Investments Directory